I’ve heard that I can only buy earthquake coverage from California’s State-run earthquake program (California Earthquake Authority) if the Association has coverage. Is that true?

I’ve heard that I can only buy earthquake coverage from California’s State-run earthquake program (California Earthquake Authority) if the Association has coverage. Is that true?Cline Agency2018-06-23T00:21:56-07:00

Is it safe to assume that our policy complies with all of the insurance provisions set forth in our CC&Rs?

Is it safe to assume that our policy complies with all of the insurance provisions set forth in our CC&Rs?Cline Agency2018-05-25T17:33:40-07:00

Why is our agent/broker requesting a copy of our CC&Rs?

Why is our agent/broker requesting a copy of our CC&Rs?Cline Agency2018-05-25T17:33:12-07:00

What’s the safest way to assure the Board of Directors has purchased the right coverage?

What’s the safest way to assure the Board of Directors has purchased the right coverage?Cline Agency2018-05-25T17:32:43-07:00

If we have no employees, why do we need a workers’ compensation policy?

If we have no employees, why do we need a workers’ compensation policy?Cline Agency2018-05-25T17:31:19-07:00

Why is our property management company named as an “additional insured” on the Association’s liability policy? Don’t they have their own coverage?

Why is our property management company named as an “additional insured” on the Association’s liability policy? Don’t they have their own coverage?Cline Agency2018-05-25T17:30:16-07:00

Are ALL earthquake policies written by Non-Admitted carriers?

Are ALL earthquake policies written by Non-Admitted carriers?Cline Agency2018-05-25T17:29:54-07:00

What’s the difference between non-admitted carriers and admitted carriers? Are non-admitted carriers considered to be non-regulated?

What’s the difference between non-admitted carriers and admitted carriers? Are non-admitted carriers considered to be non-regulated?Cline Agency2018-05-25T17:29:30-07:00

Are percentage deductibles on earthquake policies the norm? How do they work?

Are percentage deductibles on earthquake policies the norm? How do they work?Cline Agency2018-05-25T17:28:49-07:00

Does our Association’s earthquake coverage have to be with the same agent or broker that writes the underlying fire insurance?

Does our Association’s earthquake coverage have to be with the same agent or broker that writes the underlying fire insurance?Cline Agency2018-05-25T17:28:24-07:00